My next-door neighbor and I frequently borrow things from each other. Not long ago, when I requested his ladder, he told me he had lent it to his son.
Recalling a saying my grandmother used to repeat, I recited, 'You should never lend anything to your kids, because you will never get it back.'
With that, he responded, 'Well, it's not even my ladder. It's my dad's.'

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